I hate overdrafts. I would blame myself for my lack of balance when saving a purchasing, but come on. I check my accounts online everyday, multiple times. There was a tool a couple of weeks ago that marked pending purchases, so then I was sure that I wasn't going to be flagged with overdraft charges. But guess what, they never put them down. What the hell. This pisses me off. I mean, I'm big on saving, but how could I save if I'm not well-informed with my account. I guess this is where we as consumers get ripped off by banks.
Lesson to be learned is to just keep track again. It is such a hassle, especially when it is an overdraft for less than two dollars. I might as well just cash my checks and save the money myself. I don't get any special treatment from my bank(s), but I'm upset and high-tempered right now. This is stupid! Whatever. It happens. Maybe it's time to go to a real bank.